Economy - Revision history

Feldspar: Added Banks description

2018-03-20T21:39:15Z

Added Banks description

Feldspar: Moved Conversions to top and renamed to "Currency"

2018-03-20T21:14:31Z

Moved Conversions to top and renamed to "Currency"

Feldspar: Added merchants and peddlers subsections. Added Bartering section title.

2018-03-20T21:04:28Z

Added merchants and peddlers subsections. Added Bartering section title.

Feldspar: Changed player "merchant" to "peddler"

2018-03-17T22:51:55Z

Changed player "merchant" to "peddler"

Feldspar: Added bank functions and pawnbrokers

2018-03-17T22:46:21Z

Added bank functions and pawnbrokers

Feldspar: Added "marketplaces"

2018-03-17T02:32:39Z

Added "marketplaces"

Feldspar: Expanding article.

2018-03-17T01:19:47Z

Expanding article.

Feldspar at 22:32, 12 September 2017

2017-09-12T22:32:43Z

DriftingNitro at 03:53, 12 September 2017

2017-09-12T03:53:46Z

DriftingNitro at 03:53, 12 September 2017

2017-09-12T03:53:28Z

← Older revision		Revision as of 21:39, 20 March 2018
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	==Banks==		==Banks==
		+	The more money a business makes, the more risky the cost of doing business becomes. Storing profits into a locked chest works to an extent, but thieves are as cunning as they are brazen.<br/>
		+
		+	A [[organizations\|Dimelivean trading guild]] had the ingenious idea to store all the profits of all the businesses in their city into one place, making security much easier to organize and giving birth to a new industry. Many banks around [[Arthos]] started cropping up, mostly run by governmental entities, given the massive amount of capital at their disposal.

	===Bank Functions===		===Bank Functions===

@@ Line 1: / Line 1: @@
 The economy in Arthos works universally on coins of gold, silver, copper and platinum. Coins weigh 0.02lbs.
 ==Mints==
@@ Line 28: / Line 53: @@
 ==Bartering Economies==
 ==Player Character Starting Wealth==

@@ Line 1: / Line 1: @@
 The economy in Arthos works universally on coins of gold, silver, copper and platinum. Coins weigh 0.02lbs.
 ==Mints==
 ==Banks==
 ===Bank Functions===
 *Open Account
@@ Line 11: / Line 14: @@
 *Lend Money
 ::If you're wealthy enough and your name carries weight, you may negotiate loans with banks. Keep in mind these loans tend to be quite large and anything below 100 gold is considered laughable. For small loans, find a [[#Pawnbrokers|pawnbroker]].
 ==Marketplaces==
 The main arteries of a functioning economy. Marketplaces are designated zones within municipalities meant to facilitate trade between businesses, peddlers, and consumers. Markets are too numerous to list given that almost every town in [[Arthos]] will have at least one. Major cities will oftentimes have multiple markets catering to different products and socioeconomic classes.
 ===Money Changers===
 In any given marketplace, you will find people called money changers. They provide the service of exchanging coins for coins of equivalent value. Their business relies on the fact that most merchants do not give change for transactions. Depending on proximity to the nearest bank, they will charge a fee ranging from 5-20%. For an even steeper rate, they may accept foreign coins for local ones.
 ===Pawnbrokers===
-The main purpose of a pawnbroker is to lend small quantities of money to average citizens. Due to the volatility of such a practice, pawnbrokers will almost always ask for valuable items as collateral. The collateral for defaulted loans are sold off.<br/>
+The main purpose of a pawnbroker is to lend small quantities of money to average citizens, making a profit from the interest. Due to the volatility of such a practice, pawnbrokers will almost always ask for valuable items as collateral. The collateral for defaulted loans are sold off.<br/>
-Pawnbrokers are the only merchants in [[Arthos]] who will buy the junk found (and often looted) by adventurers. Expect to be offered prices in the range of 5-10% of an item's true value.
+Pawnbrokers are the only businesses in [[Arthos]] who will buy the junk found (and often looted) by adventurers. Expect to be offered prices in the range of 5-10% of an item's true value.
 ==Conversions==

@@ Line 66: / Line 66: @@
 |N/a
 |-
-|Fledgling Merchant
+|Fledgling Peddler
 |1d4 gold
 |N/a
 |-
-|Established Merchant
+|Established Peddler
 |4d6 silver
 |5d10 gold

@@ Line 2: / Line 2: @@
 ==Mints==
 ==Banks==
 ==Marketplaces==
 The main arteries of a functioning economy. Marketplaces are designated zones within municipalities meant to facilitate trade between businesses, peddlers, and consumers. Markets are too numerous to list given that almost every town in [[Arthos]] will have at least one. Major cities will oftentimes have multiple markets catering to different products and socioeconomic classes.
 ===Money Changers===
 In any given marketplace, you will find people called money changers. They provide the service of exchanging coins for coins of equivalent value. Their business relies on the fact that most merchants do not give change for transactions. Depending on proximity to the nearest bank, they will charge a fee ranging from 5-20%. For an even steeper rate, they may accept foreign coins for local ones.
 ==Conversions==
 {| class="wikitable"

@@ Line 5: / Line 5: @@
 |-
 !Type
-!Value in Coppers
+!Value in Copper
-!Value Per Coin [USD]
+!Equivalent Value [USD]
 |-
 |Copper

@@ Line 9: / Line 9: @@
 |-
 |Copper
-|1000
+|1
 |$0.50
 |-
 |Silver
-|100
+|10
 |$5
 |-
 |Gold
-|10
+|100
 |$50
 |-
 |Platinum
-|1
+|1000
 |$500
 |}